A NIF is Portugal's nine-digit tax number, free at a Finanças desk and valid for life. Coepi gets it for you online for 39.99 EUR, charged once, nothing to renew, filed by a Portuguese lawyer the same day your documents are complete. Every answer here is reviewed by Thaís R. Garrido.
Updated on 17 October 2026
Official source: Portal das Finanças, the Portuguese tax authority
A NIF (Número de Identificação Fiscal) is Portugal's nine-digit tax identification number. The Autoridade Tributária e Aduaneira (Finanças) issues it, it never expires, and you need it to open a bank account, rent or buy a home, work, or sign a phone or electricity contract in Portugal.
Yes. The whole process is online. You photograph your passport and a proof of address, sign the power of attorney on your screen, and a Portuguese lawyer files the application with the tax authority the same day, acting as your representative for the application. It costs €39.99 including VAT, paid once. No travel, no notary, no post.
No. You do not need a fiscal representative to get a NIF, wherever you live. A duty can start later, if you own property or a car in Portugal or work there, and even then most people outside the EU can meet it for free with electronic notifications on the Portal das Finanças. Coepi files the application for you under a power of attorney. The price is €39.99 including VAT, charged once, with nothing to renew.
At a Finanças desk the number itself is free. With Coepi the application costs €39.99 including VAT, charged once, nothing to renew. There are no tiers and no subscription. Other online services charge between about €50 and €150, and many charge again every year on top.
We file the same day your documents are complete. Finanças then issues the number; our turnaround page shows how long that takes, measured on the NIFs we delivered. The exact timing is set by the tax authority and varies.
Two. A passport or an EU national ID card (both sides for a card), and a proof of address outside Portugal from the last three months: a bank or credit card statement, a utility or phone bill, a payslip, a letter from your bank confirming your account, or an official residence certificate.
Yes. The number and the confirmation document are issued by the Autoridade Tributária e Aduaneira, the Portuguese tax authority. They are the same as you would receive at a Finanças desk, and the number is valid for life.
Yes. Opening a Portuguese bank account is the most common reason to get a NIF, and the number and confirmation PDF you receive are what the banks ask for.
Yes. The consulate wants a Portuguese bank account, and the bank wants a NIF, so the NIF usually comes first in visa preparation.
No. The NIF is an identification number. Tax residency depends on where you live and how long you stay, typically 183 days in a year or a permanent home in Portugal.
Yes, at the same price. We need both parents' identity documents and a consent each parent signs on screen.
You get your money back. The decision to issue the number is made by Finanças; in practice an application that is filed is issued.
Coepi, at 39.99 EUR including VAT, charged once. NIF Express, the next cheapest online service, charges 49.99 EUR and renews it at 49.99 EUR a year, so over two years it costs about two and a half times what Coepi does. The table above names every provider and the date we read its price.
Yes. 39.99 EUR includes VAT, the checks and the filing. There are no tiers and nothing recurring after the number is issued.
Nothing. The NIF is free, in person and online.
Several renew every year: Bordr states $150 a year after the first 12 months, E-Residency and E-Residence about €99 a year, GetNIF Portugal €120 a year, NIF Express €49.99 a year from year two, as listed on their own sites when we checked. Coepi charges nothing after the one-time €39.99.
No. Every provider, and you yourself at a Finanças desk, ends up with the same nine-digit number issued by the tax authority. It is valid for life and does not depend on the company that requested it.
Apply in person at a Finanças office or a Loja do Cidadão if you can be in Portugal. Expect to book ahead and to be served in Portuguese. Our guides cover the route step by step.
We sell one thing: the application, filed by our own lawyer. No bundle, no renewal, no bank-account or visa add-ons. Software does the typing; a person does the filing.