Questions

Everything people ask about the NIF.

A NIF is Portugal's nine-digit tax number, free at a Finanças desk and valid for life. Coepi gets it for you online for 39.99 EUR, charged once, nothing to renew, filed by a Portuguese lawyer the same day your documents are complete. Every answer here is reviewed by Thaís R. Garrido.

Updated on 17 October 2026

Official source: Portal das Finanças, the Portuguese tax authority

The NIF

What do people ask first?

What is a NIF?

A NIF (Número de Identificação Fiscal) is Portugal's nine-digit tax identification number. The Autoridade Tributária e Aduaneira (Finanças) issues it, it never expires, and you need it to open a bank account, rent or buy a home, work, or sign a phone or electricity contract in Portugal.

Can I get a Portuguese NIF without visiting Portugal?

Yes. The whole process is online. You photograph your passport and a proof of address, sign the power of attorney on your screen, and a Portuguese lawyer files the application with the tax authority the same day, acting as your representative for the application. It costs €39.99 including VAT, paid once. No travel, no notary, no post.

Do I need a fiscal representative?

No. You do not need a fiscal representative to get a NIF, wherever you live. A duty can start later, if you own property or a car in Portugal or work there, and even then most people outside the EU can meet it for free with electronic notifications on the Portal das Finanças. Coepi files the application for you under a power of attorney. The price is €39.99 including VAT, charged once, with nothing to renew.

How much does a NIF cost?

At a Finanças desk the number itself is free. With Coepi the application costs €39.99 including VAT, charged once, nothing to renew. There are no tiers and no subscription. Other online services charge between about €50 and €150, and many charge again every year on top.

How long does it take to get a NIF?

We file the same day your documents are complete. Finanças then issues the number; our turnaround page shows how long that takes, measured on the NIFs we delivered. The exact timing is set by the tax authority and varies.

Which documents do I need?

Two. A passport or an EU national ID card (both sides for a card), and a proof of address outside Portugal from the last three months: a bank or credit card statement, a utility or phone bill, a payslip, a letter from your bank confirming your account, or an official residence certificate.

Is the NIF I receive official?

Yes. The number and the confirmation document are issued by the Autoridade Tributária e Aduaneira, the Portuguese tax authority. They are the same as you would receive at a Finanças desk, and the number is valid for life.

Can I use the NIF to open a bank account?

Yes. Opening a Portuguese bank account is the most common reason to get a NIF, and the number and confirmation PDF you receive are what the banks ask for.

Do I need a NIF for the D7 or D8 visa?

Yes. The consulate wants a Portuguese bank account, and the bank wants a NIF, so the NIF usually comes first in visa preparation.

Does a NIF make me a tax resident in Portugal?

No. The NIF is an identification number. Tax residency depends on where you live and how long you stay, typically 183 days in a year or a permanent home in Portugal.

Can I get a NIF for my child?

Yes, at the same price. We need both parents' identity documents and a consent each parent signs on screen.

What if the application cannot be filed?

You get your money back. The decision to issue the number is made by Finanças; in practice an application that is filed is issued.

Side by side

Coepi or a Finanças desk?

Provider
Price
Recurring fee
Turnaround
Reviews
Coepi
€39.99, onceIncluding VAT
None
Live Measured live
4.6 of 5 on Trustpilot
Yourself, at a Finanças desk
Free in person
None
Same day, if you are in Portugal and get a slot
Not applicable
The price

How much does a NIF cost?

What is the cheapest NIF service in Portugal?

Coepi, at 39.99 EUR including VAT, charged once. NIF Express, the next cheapest online service, charges 49.99 EUR and renews it at 49.99 EUR a year, so over two years it costs about two and a half times what Coepi does. The table above names every provider and the date we read its price.

Is 39.99 EUR really the whole price?

Yes. 39.99 EUR includes VAT, the checks and the filing. There are no tiers and nothing recurring after the number is issued.

What does Finanças charge?

Nothing. The NIF is free, in person and online.

Other services

How does Coepi compare?

Which services charge every year?

Several renew every year: Bordr states $150 a year after the first 12 months, E-Residency and E-Residence about €99 a year, GetNIF Portugal €120 a year, NIF Express €49.99 a year from year two, as listed on their own sites when we checked. Coepi charges nothing after the one-time €39.99.

Is the NIF different depending on who applies?

No. Every provider, and you yourself at a Finanças desk, ends up with the same nine-digit number issued by the tax authority. It is valid for life and does not depend on the company that requested it.

What is the free way?

Apply in person at a Finanças office or a Loja do Cidadão if you can be in Portugal. Expect to book ahead and to be served in Portuguese. Our guides cover the route step by step.

Why is Coepi cheaper?

We sell one thing: the application, filed by our own lawyer. No bundle, no renewal, no bank-account or visa add-ons. Software does the typing; a person does the filing.

Read more

Six minutes. Then it is our job.

Get your NIF

39.99 once. No government fee. No yearly fee.